Weddings can be a very costly event. In an effort to make certain that no one is out any money in case of some sort of damaging incident or in the event of cancellation, insurance companies now offer wedding insurance.
What's covered?
Standard policies cover such basics as cancellation, the bride's wedding dress, attire of other wedding party members, rings and jewellery, flowers, cake, video and photography, gifts including gift items, cash and gift cards or certificates, wedding party cars and transport, the wedding venue, the reception venue, legal expenses and professional counseling. In addition it is standard to receive coverage for personal liability, legal expense, personal accident and failure of suppliers. Optional coverage is available to extend public liability to cover all invited guests at the wedding and reception.
Which cover should I choose?
There are many levels of coverage available to choose from. The factor that determines the level of coverage required is the financial amount invested in the wedding. In general, the more a wedding costs, the higher the coverage should be.
You will find wedding insurance in quite simple to purchase online at extremely reasonable prices. You will be able to custom design your wedding insurance policy to fulfill any unique requirements you might have.
What should I look for from my insurer?
When searching for wedding insurance, look for an insurance company with a good record for claims and customer service. Only deal with a company that answers your calls promptly, records all phone calls to avoid any miscommunication and guarantees documented quick claim service.
If you opt to purchase wedding insurance for your wedding day, you are essentially buying event insurance to cover all the events associated with your wedding day. What a great way to gain peace of mind; ensure that even if your wedding day does not go according to plan that all the money spent planning and preparing will not be lost by insuring your wedding.
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