The decision whether or not you need to take out Wedding and Honeymoon Insurance should be a no-brainer! When budgeting for your wedding and honeymoon remember to add in the cost of insurance. Compared to the expense of the wedding and honeymoon, the potential loss if anything should go wrong makes Wedding and Honeymoon Insurance exceptional value for money!
Your wedding day is the most important day of your life - and your honeymoon should be blissful and carefree. Whether you plan to have your wedding close to home or overseas, why leave anything to chance after spending so much time and money on all the arrangements.
The chances are that you will have the luck of the Irish and everything will go smoothly, but why not have the peace of mind of knowing that you are covered if accidents or mishaps should occur.
Wedding plans vary from very basic to extremely lavish, but there will always be costs involved. The decision whether insurance is needed, and whether or not you can afford to swallow the costs of any uninsured losses, is a personal one. However, the wedding alone usually costs many thousands, and the arrangements normally depend on large numbers of people and services. The potential for human error to crop up somewhere is, unfortunately, always a possibility.
It is very popular these days for couples to decide to have their wedding and honeymoon overseas, which again can entail enormous expense and very detailed and complex arrangements.
Wedding Insurance includes many important and expensive elements of a wedding, such as:
- Caterers
- Cancellation
- Accommodation
- The booked venue
- Wedding Gifts (loss, theft or damage)
- Wedding Dress and Ceremonial Attire
- Legal Expenses and Personal Liability
- Marquee Cover (if needed)
- Photos and Videos
- Transportation
- Wedding Rings
- Flowers and Cakes
Honeymoon Insurance usually includes the following:
- Luggage and personal effects
- Cancellation or Curtailment (cutting short the honeymoon)
- Holiday Abandonment or Holiday Delay
- Personal Accident and Personal Liability
- Missed departure
- Medical expenses
When purchasing Wedding and Honeymoon Insurance, always read the policy thoroughly to understand exactly what is - and is not - included. If you are unsure about anything then call and ask - simple!
The day that you get hitched should be happy and carefree, so budget a little extra for insurance just in case of any unwanted hitches!
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