This is the most special day in your life - it's your wedding day, and it should be perfect - INSURE IT!
Why would you need Wedding Insurance?
Consider the amount of work your have put in to make your wedding day memorable, eventful and one of the greatest days in your life. Have you given any thought on any mishaps taking place on this day - damage to clothes of the bridal retinue, due to unavoidable circumstances the caterer will not be able to provide the service, or adverse weather conditions disrupt your outdoor wedding plans. All these events and many other unforeseen events can be protected with an insurance of this type.
Recent research shows that a wedding celebration of the present day costs as much as a new car. Therefore adding the cost of Wedding Insurance to your budget will not make that a difference but bring in great relief and consolation.
What areas does the insurance cover?
- Most importantly, there should be cover for cancellation of wedding plans. In the event of some unavoidable reason, such as an injury to the bride or groom, the policy should be able to pay out. This is a very useful area of cover which the policy should include.
- Loss or damage to wedding attire, such as the wedding dress, tuxedo, wedding presents, wedding cake, rings, flowers and the guest's wedding souvenirs. In most policies there is a cover period for this clause.
- Another vital cover which your Wedding Insurance policy should include is the failure of suppliers. There will be a number of services that you would have booked from a range of providers. The policy should be able to cover any failure that might occur from any of these suppliers.
- The policy should also cover your personal liability for injury to third parties or loss or damage to third party property - actions of all wedding guests and the couple.
- A missing officiate - if your minister, justice of the peace or other celebrant should not show-up, you should be able to recoup some of your costs.
Given above are some of the main covers that this insurance policy carries. Details can differ if you plan to have your reception on a different date from the ceremony or even if you are planning to get married overseas.
Wedding Insurance can protect you against a number of unfortunate events. The value of taking insurance will strongly depend on the cost of your wedding and the chances if things going wrong at the event.
These insurance packages are generally tailor-made to suite the type of function you have organised. Most dealers are flexible with the type of covers each policy contains.
Your wedding should be one of the greatest days in your life. You need to enjoy every moment of this memorable day. Relieve yourself from the worry about extreme weather conditions, no-show vendors, alcohol-related incidents or any similar situations by obtaining a well-tailored Wedding Insurance. It is the most easiest and affordable way to protect your wedding day.
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