Your wedding plans are somewhat overwhelming. They seem to consume most of your thoughts these days, but one thing that many people do not think about is the fact that as much planning as you are putting into it unexpected things can happen. This may mean that your event plans will have to change unexpectedly or that you may have to spend a fair amount of money at the last moment that quite frankly you do not have. In order to avoid this you may want to look at purchasing wedding insurance.
A wedding reception insurance policy is exactly what it sounds like. It is an insurance policy designed to protect your wedding in the event of any unexpected problems.
For example, if you run into some unfortunate weather like a large scale hurricane and you are unable to travel to your wedding location you will want to be covered. If you have a wedding insurance policy you will be protected in this event. It will cover the cost of rescheduling your event. That is something that might be an impossibility if you were not covered by insurance.
Wedding insurance policies generally cost between $150 and $300. Basically, you are able to select how much coverage you want to have, but on average couples choose a policy that will cover up to $1,000,000. That amount typically is more than enough to cover rather catastrophic wedding complications. When you are purchasing your wedding reception insurance policy you will want to take a careful look at what specifically it covers. Generally, policies tend to cover any common sense wedding detail like the wedding rings, severe illness and death, large scale weather complications, vendors, locations, and unavoidable complications like military deployment. The biggest surprise to most couples is that wedding insurance does not cover the engagement ring and cases of cold feet.
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