Do you believe in fate? Are you superstitious? Perhaps your answer is a resounding no, yet maybe there are still one or two beliefs you hold on to for no other reason than you feel just that little bit safer with them, than without. Funnily enough, despite the fact that wedding insurance helps to offer a wealth of financial safety leading up to the Big Day, a great many people still don't get cover, and I have a sneaky suspicion that it has something at least to do with superstitions.
There are five little words which many people confidently feel offer as close to a guarantee of something going wrong than any other phrase which could be uttered in the last fateful few seconds before disaster. Somehow, regardless of the level of superstition we cling to, uttering the words, "what could possibly go wrong?" Almost guarantees that something disastrous, painful, humiliating or expensive is just about to happen.
In fact the moment anybody asks the question, 'what could possibly go wrong', it is usually time to take out the camcorder in readiness of having a clip which you can cash in for 瞿250 on You've Been Framed.
So what does this innate sense of superstitious foreboding so many of us secretly hold on to have to do with wedding insurance? The reason I think is because many people feel that the moment they start to question whether it might be possible for something to go wrong with their wedding plan, something will go wrong. Somehow even consciously considering what could possibly go wrong will catch the attention of fate, guaranteeing a disaster will be stitched into the fabric of your otherwise beautiful and romantic future.
But imagine if some poor soul who was about to skateboard down a long flight of stairs asked the question, 'what could possibly go wrong', and stopped for a moment to actually consider the answer. Although not pleasant to contemplate the variety of bones which could be broken, he might possibly opt for putting on a little more safety equipment, and taking out a decent health insurance policy.
But the thing is that regardless of how you consider fate works, whether you ask the question or not, whether you face the reality of what could go wrong, or bury your head in the sand and pretend that your wedding will be protected by a magic bubble, the probability of something going wrong remains exactly the same. The only difference is whether you choose to protect yourself, or remain open to the very grave risk of planning a wedding costing thousands of pounds without any form of financial safety net.
Wedding insurance policies in the UK cost from as little as 瞿20, and although once you have taken out a policy the probability of something going wrong remains exactly the same, the probability of you being able to cope with such a situation will be significantly improved. Neither you nor your bank manager may believe in fate, but I'm sure both of you believe in protecting your finances from a statistically probable risk which is hundreds of times more likely than winning the lottery.
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