Not all wedding insurance policies are equal, and it's important to spend a little time looking at wedding insurance comparison sites, as they will be able to help you understand the ways in which insurance policies vary in terms of what they cover, and what they offer.
You may be surprised at some of the features available from some insurers, and you may even realise that there are aspects to your wedding that require cover, yet did not occur to you.
Wedding insurance can seem a little like looking on the negative side at a time when all should be rosy, happy and optimistic. Yet the reality is that whilst the vast majority of weddings are perfectly successful, there are those which suffer at the hands of fate. It is at times such as those that having adequate wedding insurance in place is vital.
You will almost certainly be aware of the basic elements which constitute any wedding cancellation policy - primarily those serious issues which would force you to cancel or postpone the entire occasion.
Sadly this doesn't include the Groom failing to turn up or the Bride deciding to run off with the Best Man, but should a supplier fail to deliver, the venue is forced to shut, the area is flooded, there's a power cut across the whole town or all of the Bride's family are in hospital with food poisoning after a particularly adventurous hen party, then your standard wedding cancellation policy should be there to keep you going.
But did you know that there are some wedding insurance policies which actually come with a stress counselling helpline too! If you're having a hard time trying to balance your work, your home, twenty three suppliers, and a budget of £18,000 all so that you can utter two words, then having such a facility may very well prove to be worth the entire cost of the policy by itself!
Another aspect of the wedding often overlooked is the cost which may be incurred if you face the prospect of having to pay legal expenses due to a dispute with a supplier. If you specifically ordered red roses for your flowers and bouquets, yet the florist provided you with pink carnations, then you may find that there's little you can do about it on the day, but afterwards you may find yourself facing a potentially expensive legal case against them. Having wedding insurance in place which offers cover for such legal expenses is well worth having, although you naturally hope you'll never need it.
Perhaps as you have investigated the wedding insurance comparison sites you have become aware that almost every policy will cover damage or loss of your wedding gifts. This is understandable - but at what point does the cover stop? You may find that your wedding presents are covered whilst at the venue, but that if you drop them whilst taking them home with you that some wedding insurance policies will not cover any loss or damage.
If you feel it's worth having that extra level of wedding insurance cover, then check out the detailed terms provided. Making sure you have adequate cover beforehand is far less stressful than checking to see if you have adequate cover after the damage is already done!
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